How My Retirement Plan Began
“A one size fits all approach to retiring is more likely to produce a retirement we limp through rather than a retirement we frolic in!”
Remember the Waltons? Well, that was the retirement plan I mentioned on my Welcome Page
In my twenties I was a farmer (back then convention dictated that I describe myself as a “farmer’s wife”) I had 3 children, a house on the hill, a housekeeping allowance and the expectation to fill the role of unpaid labourer!
I saw my retirement including grandchildren exploring the old hut on the back of the farm. Digging for China and taking home treasures to hide under pillows. School holidays spent with Nana.
Then came the change in farming economics with the UK entering the common market. My return to full time work as a nurse became a necessity to survive financially It wasn’t enough and the farm was replaced with another house on the hill. I am now a “townie” So much for that retirement plan! Enough about me. This part of my story has also been left behind.
And that’s my point. A financial retirement plan is possible if your finances are predictable and you are part of the decision making and the retirement planning process. But, like many of my generation we took the pre-determined path of passively opting out.
When starting your financial retirement plan this is the number one thing you must remember
“A financial retirement plan is possible if your finances are predictable
and you are in control of the retirement planning process”
Fast Forward to 21st Century
Once again I have a new title. I am now a retirement rookie without a functioning retirement plan exploring all the lifestyle options out there. For those options that are out of my reach I have called in my Roving Reporters as I believe a “one size fits all approach” to retiring is more likely to produce a retirement we limp through rather than a retirement we frolic in!
Let’s face it, baby boomers have come a long way from the rigid stereotypes of the sixties so why should we change just because we’ve retired?
I thought living on a houseboat was breaking the mold but believe me I have uncovered so many retired men and women who make my lifestyle seem positively tame! As soon as I can I will share them all with you.
“The baby boomer generation has come a long way from the rigid stereotype of the sixties so why change just because you’ve retired!”
If you are new to the retirement game what things are you most struggling with?
Please leave a comment and we can add it to our conversation